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Coverage Options

Replacement Cost Contents: Eliminates depreciation on your personal belongings. 

Additional Replacement Cost: In the event of a covered total loss, this additional protection will provide enough money to rebuild your home.

Water Back-up: Provides coverage for damage caused by water entering your home through sewers or drains.

Identity Theft Protection: Provides access to a consumer fraud specialist who can help you reclaim your stolen identity and reimburse you for the expenses associated with clearing your name and financial record. 

Scheduled Personal Property: This is additional home insurance coverage for people who own valuable possessions and need more coverage than a basic policy. Items such as jewelry, coins, furs, computers, guns, cameras, musical instruments, china, crystal, etc. could be covered. Scheduled property does not have a deductible. 


Coverage Options

Liability Insurance: Protects against claims for bodily injury or property damage caused by a vehicle accident in which you or your covered family members are considered responsible.

Uninsured Motorist: Provides bodily injury coverage for car accidents caused by a hit-and-run driver or uninsured motorist, which occur when you or family members are driving a covered vehicle, or while you are a pedestrian. 

Full Coverage: A combination of liability insurance, as well as comprehensive and collision coverage. This insurance is subject to a deductible. 

Collision Coverage: Protects you from losses resulting from damage to your vehicle due to a collision with another object. 

Comprehensive Coverage: Pays to repair damage to your vehicle, such as: glass breakage, fire, theft, natural disasters, vandalism, falling objects, and other losses. 



Coverage Options

  • Damage to furniture, electronics, jewelry and much more
  • Fire damage
  • Theft
  • Damage that you cause
  • Damage that is inadvertently caused
  • Accidents at the home
  • Visitors’ injury protection


Coverage Options

We protect your motorcycle, snowmobile, etc. and save you money with a flexible payment options. Inexpensive motorcycle insurance may sound enticing, but will it cover everything you need? We offer you many choices so you can select the best protection for your needs. We cover a variety of motorcycle vehicles including: 

  • Roadster motorcycles
  • Sport touring motorcycles
  • Scooters
  • Trikes
  • Mopeds
  • Cruisers
  • Touring
  • Vintage bikes 
  • And more..


Coverage Options

Protect your mobile home and property from accidents and natural disasters such as lightening, hail, fire, wind, explosions, smoke, earthquakes, theft, and much more. Everyone knows that accidents happen, so do not let a simple mistake or a natural disaster harm your financial stability. 

We know how special your mobile home or manufactured home is to you, and we are proud to offer an exceptional insurance policy that is designed to meet your budget. You may also qualify for extra savings and discounts simply by having extra security devices installed in your home.

Personal Property Protection to pay for loss or damage to most of your personal items.

Family Liability Protection to provide legal representation against injury or property damage claims.

Guest Medical Protection to help cover the medical expenses for visitors injured in your home.

Home & Structure Protection to compensate you for building repairs after a covered accident.

Additional Living Expenses to reimburse you for temporary housing during reconstruction.


Coverage Options

Boat liability insurance offers coverage if your boat causes injury to others or damage to other boats, docks, or structures. Injury or damage can be due to direct contact with your vessel or situations caused by your vessel, like large wakes. Boat liability coverage may provide protection against lawsuits, including the payment of settlements and legal fees. 

  • Boat, motor, trailor
  • Equipment permanently attached to the boat
  • Electric trolling motors 
  • Detachable canopies
  • Seat Cushions
  • Life preserves
  • And more..


Coverage Options

Many things could happen while traveling in your RV that are not covered by car insurance, such as: 

  • Lost or stolen camping supplies/equipment, valuables and clothing
  • Injury in or near your RV
  • RV damages on the road


  • Towing
  • Tire assistance
  • Jump starts
  • Lockout service
  • Fuel delivery and fluids
  • 24/7 road service coverage
  • Vehicle replacement when RV is completely destroyed

Coverage For Everyone

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